See the tax advantages and downsides.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Find out the estate-planning advantages of joint life insurance.

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Employees likely will see a lot more choices in their benefits plans in 2026, but some perks won't make the cut.

Long-term care insurance can offer significant tax benefits, making it a financially savvy choice for those planning for the future. Premiums paid for qualified long-term care insurance policies are ...

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death benefit ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

In today's tumultuous landscape, benefits consultants can play a pivotal role in guiding people through the complexities of health insurance decisions. In today's challenging economic climate, where ...