When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

Getting rid of debt is a goal many Americans have. Not only does eliminating debt improve your financial health, but it is also likely to have a positive impact on your mental health. Assessing your ...

Consolidate credit card and other high-interest debt.

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...

MEMPHIS, Tenn. - More than half of credit card holders are carrying revolving debt, according to a new study. The J.D. Power 2025 U.S. Credit Card Satisfaction Study found 56% of cardholders are ...

Getting out of debt takes time, patience, and a plan that works for your life — not someone else’s. Whether you’re switching budget tactics, negotiating with creditors, or building savings along the ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. You have two main choices: reduce the debt ...

You can build real financial freedom, no matter where you're starting. Most people can relate to the paycheck-to-paycheck life. Every week barely scraping by, hoping that nothing big happens that will ...

Accredited Debt Relief is a well-known debt settlement company that claims it can help shrink your debt and make it more manageable. Sounds great, right? Sure — but if we dig into the details, is it ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. On the surface, making minimum payments might seem like you ...