How to decide if the points, perks, and cash back outweigh the costs LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Credit card rewards are not disappearing, but the cost of earning and redeeming them is quietly climbing as banks, payment networks, and merchants adjust to new rules and higher operating costs.

If your financial plan demands you earn more than the 3% or 4%—and it should—now's the time to get comfortable with risk and how to manage it. You probably face risk-reward trade-offs regularly. When ...

Holiday travel doesn't have to drain your bank account. While most people stress about expensive flights and hotel stays during peak season, smart travelers use everyday spending to fund their entire ...