In the United States, life insurance is a time-tested, conservative, and dependable financial product. But those very virtues ...

There's even a lifetime term insurance that you can buy. It's essentially a death benefit only product. Although some of the ...

That doesn’t mean the industry doesn’t tweak existing products and processes regularly – and there are several areas in which ...

One of the most notable changes coming next year is the widespread introduction of death benefit securitization products across all life insurance companies. Initially rolled out by five major ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

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Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

The pros and cons of two ways to fund a child's education Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets ...

The Goods and Services Tax (GST) exemption on life insurance premiums has driven a 21% year-on-year increase in private life insurers’ sales in October–November 2025, even as profitability faces ...