Everyone’s obsessed with interest rates… but here’s the number that actually matters. 💡 Hint: it’s not the rate, it’s the monthly payment and the equity you’re building every time you make it. Because here’s the truth 👇 When you own a home, part of every payment goes back to you. It’s like depositing into your own built-in savings account each month, one that grows while you live your life. Even a half-percent difference in your interest rate might shift your payment less than you think. But t
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The Fed just cut rates, but don’t expect mortgages to drop tomorrow. Here’s what you will see move first: ✅ Savings accounts ✅ CDs ✅ Auto loans ✅ Credit card rates Why? Because those are short-term instruments. Long-term loans like mortgages move slower. They depend on: ✔️ Consumer sentiment ✔️ Long-term bonds ✔️ Broader market conditions So while the cut is good news overall, the bigger opportunity right now is to reassess where you’re parking your cash. Some banks will move quickly, others won
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